Fleet Finance Products

Your new fleet in three easy steps

Step 1: Set a limit

By setting up a Master Asset Finance Agreement in advance, you’ll be ready to act fast whenever you need a new vehicle — and you’ll always stay on budget.

Step 2: Choose your vehicle and services

Once you tell us what you’re after, we source and purchase the ideal vehicle for you or your employee. Depending on your needs, you may also be able to include servicing, maintenance in your monthly repayments.

Step 3: Upgrade your car or refinance

Once the finance period finishes, you can upgrade your vehicle and take out a new finance solution with us. You can also refinance the residual amount. Depending on your choice of management services, we can help you with the disposal of the old vehicles and acquisition of new ones too.

Master Asset Finance Agreement

We know how busy you are, which is why we have an option to help simplify your vehicle financing even further. It’s our way of making things as smooth as we can for you, so you can get on with running your business.

A Master Asset Finance Agreement allows you to choose a new vehicle at any time in a flash, knowing that the finance side of things has already been taken care of. At Volkswagen Financial Services, we can arrange a Master Asset Finance Agreement to suit your needs, no matter which finance product you prefer.

How it works

Once your Master Asset Finance Agreement has been approved and set in place, you can nominate authorised signatories to draw against your limit. It’s that simple.

So if you’re looking to save time and effort on fleet management, talk to us today about organising a Master Asset Finance Agreement for your business.

Our finance products

Fleet financing is not just about finance leasing. Depending on your circumstances and goals, there may be a better way for you to structure your fleet. Find out more about how each of our finance products work by choosing one below.

Operating Lease

For an operating lease, we take the risk on the vehicle.

Finance Lease

With a Finance Lease, you lease the vehicle from us for an agreed amount and term. You have a number of options once the term ends.

Chattel Mortgage is an affordable way to finance a vehicle for business use and complements a desire to own the vehicle.  VWFS provides you with a loan and you can set the balloon amount as low as zero.

A VWFS Chattel Mortgage Loan is smart business because you’ll own the vehicle from the initial purchase and can claim tax benefits – both up front and throughout the life of the loan.

• No deposit to dealer required (we order the vehicle on your behalf)
• GST on the full purchase price of the car, not the full loan amount, can be claimed by your business on your next BAS if you are GST claimable
• Fixed Interest rate for the term of the loan
• Monthly repayments can be set to suit your financial requirements (by including a balloon payment) and once set, are fixed for the term of the loan
• Depreciation on the vehicle is claimed in accordance with ATO guidelines
• When all payments, (including any balloon), are finalised, VWFS relinquishes the mortgage and full ownership is transferred to your business

Compare our fleet leasing options

To help you make the right choice, see the product features of our fleet leasing solutions compared against each other to see what fits your needs.